GN Bank/Savings completed the six-month transition from universal bank to Savings and loans at the end of June, under the supervision of the Bank of Ghana. Products and services have been changed and a lot of restructuring has happened to ensure concentration on financial inclusion and strengthening the field operations. Some of the problems encountered last year have been solved. Others are being addressed. For example, workers’ salaries that were locked up have been released throughout the country. Selected branches are back to delivering remittance/money transfer services successfully.